Investment Solutions
Alberta Financial Solutions wants to make the most of your investments, offering choices that are suited to your needs. Below we've profiled a number of options that you may find match your retirement requirements.
The volume of investment into specialty or alternative investments in Canada is staggering. Money is pouring into unconventional investments such as mortgage funds, apartment-building funds, land investments, and private equity deals. Until recently, these investments have only been available to institutional investors such as pension funds and ultra-high-net-worth individuals.
Investors are also sick and tired of the under-performance and high management fees from traditional investments such as mutual funds.
Invest like a bank. These funds take in investments from smart investors and then prudently lend out to deserving borrowers. The borrowers are thoroughly researched and collateral is secured. Generally, the value of the security pledged is significantly higher than the actual amount borrowed.
These investments can be a great way to achieve higher returns without the roller-coaster ride of traditional fluctuating investments. A mortgage investment corporation (MIC) is a common investment vehicle used to invest in a collection of mortgages.
Traditionally, investment in multi-family and commercial real estate has only been available to those who can make a six- or seven-figure down payment. We offer funds that allow investors to put their hard-earned money in a pool with other investors. This gives the investor the ability to participate in cash-flowing buildings.
Added benefits like professional management of the buildings, tax deductions for expenses, and diversification with multiple buildings make these types of investments attractive to many investors.
Investors can participate in multi-family and commercial buildings by investing in tax-efficient vehicles like limited partnerships (LPs).
When putting money into resource-based investments, you not only get exposure to an energy- or resource-based investment, but you may also get a significant tax deduction. These types of investments give you the ability to participate in a market such as mineral exploration with the added benefit of saving taxes on your personal or corporate tax return.
Common investments vehicles include flow-through shares and limited partnerships.
“Invest in real estate; they stopped making it” is a common proverb for investment. Investing in land that is in the pathway of development can be a very lucrative venture for patient investors. You can invest in a raw parcel of land and then sit back and have professionals add value to the land through various planning techniques such as re-zoning.
To participate in land-based investments, many investors use limited-partnership structures.
Many companies require capital to fuel their growth. We have provided capital to companies to help them grow their operations; this capital is used to add new equipment, purchase inventory, add new locations, and so on. These funds give investors the ability to profit from high-growth industries and companies.
Private equity investments may take the form of limited partnerships, private share offerings, or pre-IPO equity.
These investments may be purchased through non-registered accounts such as personal holdings or corporate holdings, or registered accounts such as RSPs or TFSAs.